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The definition that the Bureau considered would have defined a new loan as a consumer-purpose loan made to a consumer that (a) is made to a consumer who is not indebted on an outstanding loan, replaces an outstanding loan, or (c) modifies an outstanding loan, except when a repayment plan, or “off-ramp” extends the term of the loan and imposes no additional fees, money loans online in Michigan.
These figures refer to data from the authors' main sample, which excludes loans made under “alternative business models, such as loans extended under tribal jurisdiction.
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In response, a rise in online business lending is sweeping over the small business lending space.
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